Lord Norman Lamont of Lerwick, Hon. President of IAMTN

Tatyana N. Chugunova, Deputy Chairman, CENTRAL BANK OF RUSSIA

Massimo Cirasino, Head of the Payment System Development Group, WORLD BANK

Dieter Reichwein, Deputy Head of the Oversight Division, Directorate General Payments, EUROPEAN CENTRAL BANK

Alma Obaeva, Deputy Director of the Department of Regulatory Settlements, CENTRAL BANK OF RUSSIA

Svetlana Mukhina, Deputy Head of Protection of Rights of Consumers, FEDERAL SERVICE ON PROTECTION OF CONSUMERS RIGHTS, RUSSIA

Olga Sergeeva, Deputy Head of Control of Financial Markets Division, FEDERAL ANTIMONOPOLY SERVICE

Vikram Modi, Regional Head of Money Transfer, VISA WORLDWIDE

Mikhail Mamuta, President, RUSSIAN MICROFINANCE CENTER

Souren Hayriyan, President & CEO, COMMERCIAL BANK UNISTREAM

Malcolm Vernon, Director, Market Development EMEA, NOKIA FINANCIAL SERVICES

Brian Morris, Business Development Manager High Growth European Markets, MASTERCARD

Serguei Nanba, Postal Financial Services Coordinator, UNIVERSAL POSTAL UNION

Ekaterina Belousova, Director of Financial Services Department, RUSSIAN POST

Aiman Ishmuhambetova, Managing Director, POST OF KAZAKHSTAN (JSC KAZPOST)

Dairis Krūmiņš, Chief Operating Officer, Customer transaction processing, LATVIA POST

Pedro De Vasconcelos, Remittance Programme Coordinator, Financing Facility for Remittances, IFAD

Tjeerd Rienstra, CEO, EUROGIRO

Leon Isaacs, Managing Director, IAMTN